In 2025, the FBI confirmed cybercrime losses in the United States crossed $20 billion for the first time — more than doubling since 2022.

Criminals now use AI to clone voices, map family relationships, and bypass authentication systems at a scale not possible three years ago. This is not a technology problem. It is a wealth preservation problem.

If you’ve just been hacked, the next 72 hours matter more than you realize.

A SIM swap. A drained exchange account. An emptied bank account. A stolen domain.

For high-net-worth victims, over a million dollars can be gone before you even realize what happened — and most people lose any chance of recovery in the first three days without knowing it.

Carrier liability after a SIM-swap, the evidence that matters, and how recovery claims are built.